Choosing A Current Account

 

Before you open a current account, decide what your needs are and take time to look for the account with features best suited to your needs.

Why give away interest?

Even if you don’t have much money left in your account by the end of the month, your average balance could still be high enough to earn you, say, £40 or £60 interest a year – perhaps more. It’s not much but why give it to your bank when both banks and building societies offer interest-earning current accounts?

Unless you’re particularly looking for a ‘high interest’ account ), don’t bother shopping around for the current account with the best interest rate – the difference between the best and worst is likely to be less than £40 a year. Other features – particularly charges – are likely to be more important when selecting an accou

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